SUPERANNUATION IS YOUR MONEY.

We all need to pay Super whether we pay it ourselves or it is paid by our employer. You have a choice of where your funds are invested and you should exercise that choice.

You should review its performance and you should be looking at strategies to protect your accumulated capital to be certain you’ll have enough money to enjoy your retirement.

Could you survive on an Aged Pension?

It is much better to be self-reliant in retirement and not dependent on the Government. The Government is only interested in governing, not your financial well-being now or into the future.

Some questions you need to ask are:

• Has your Superannuation Fund doubled in value in capital value every 7 to 9 years?
• How did your Superannuation Fund perform during the Global Financial Crisis?
• Is your Superannuation invested in a manner that can withstand the wrath of another Global Financial Crisis?

Do you want to, or can you afford to work, another 10 to 15 years if you lose 15 to 20% of your accumulated capital, your savings and the wages you have sacrificed all of these years?

Superannuation is the most tax effective investment (within limits) that we have in Australia. Superannuation however has consistently had a legislative risk attached to it. The Federal government consistently likes to tinker around the edges. In order to avoid too much exposure to this legislative risk, it is wise to look at all types of strategies.

The power of compounded earnings and time can assist you in accumulating a comfortable amount of Superannuation. Investing in the wrong Super fund is a sure-fire way to have a miserable old-age.

For an obligation free chat, call us today on  03 9416 2065 or send us a quick message and we will get back to you promptly.